Accident occurrence

  • Within the scope of the accident insurance institutions for the industrial and public sectors, a total of 730,573 reportable accidents at work occurred in 2025 which resulted either in death or in incapacity for work for more than three days, that’s a decrease of 3.2 %. The risk of accidents at work per 1,000 full time equivalent employees (FTE) sank by 3.4 % to 16.68.
  • In 2025, 9,715 serious accidents at work were recorded which resulted in payment of a pension or death benefit. The risk of serious accidents at work per 1,000 full time equivalent employees (FTE) thus sank by 2.3 %, from 0.227 in 2024 to 0.222 in 2025. In addition, 328 fatal accidents at work occurred.
  • The 175,142 reportable commuting accidents in the industrial and public sectors constitute an increase compared to the previous year, from 3.10 to 3.14 per 1,000 insurance relationships.
  • The 3,616 new commuting accident pensions represent an increase of 2.4 % in the accident risk per 1,000 insurance relationships, from 0.063 in 2024 to 0.065 in 2025. The number of fatal commuting accidents increased from 215 to 237.
Accident insurance in industrial and public sector
2024 2025 Change in %
Reportable accidents at work 754,660 730,573 - 3.19
per 1,000 full time equivalent employees (FTE) 17.27 16.68 - 3.42
Reportable commuting accidents 173,483 175,142 + 0.96
per 1,000 weighted insurance relationships 3.10 3.14 + 1.43
Reportable accidents, total 928,143 905,715 - 2.42
Accidents at work - new pensions 9,923 9,715 - 2.10
per 1,000 full time equivalent employees (FTE) 0.227 0.222 - 2.33
Commuting accidents - new pensions 3,547 3,616 + 1.95
per 1,000 weighted insurance relationships 0.063 0.065 + 2.42
New pensions, total 13,470 13,331 - 1.03
Fatal accidents at work 345 328 - 4.93
Fatal commuting accidents 215 237 + 10.23
Fatal accidents, total 560 565 + 0.89

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